By Kate Landreth, Education and Learning Lead, FCBC and Wendy Johnstone, Director of Programs, FCBC

Having a contingency or backup plan in case you become ill and can’t provide care is another important tool for caregivers and families to have. It ensures continuity of care if you become ill or are unable to provide care. Here are five key steps to develop an effective backup plan:
1) Identify Who Can Step In If You or Other Family Caregivers Can’t Provide Care
Review all the areas where you are currently providing care and support. Expand your circle of care to include other family members, friends, or neighbours who may be able to help. You may also need to explore publicly funded services, private care, or non-profit organizations in your community. Consider whether one person can manage the care or if it can be divided among several people.
2) Ensure Your Legal and Financial Documents Are Up-to-Date
Keep your will, power of attorney, and advance care plan (including a representation agreement and advance care directive) up to date. Make sure someone outside of yourself knows where these important documents are stored and how to access them if needed.
3) Understand Your Financial Resources
Consider the additional costs that increased care may require, even if it is publicly funded. This includes expenses such as private care, help with housework, and grocery shopping. Research eligibility for financial tax credits or other publicly funded services.
4) Prepare For An Emergency Visit
Create a “Just in Case” Emergency file for medical emergencies where paramedics need to transport you or the person you are caring for from home to the hospital. This should include a copy of medical history, emergency contacts, a current list of medications, healthcare representation agreements, and an advance care plan.
Additionally, create a packing list of essential items the care recipient may need if they need to leave their home or require hospitalization. Keep this, along with the contingency care plan, in a visible location, such as clipped to the fridge or another easily accessible spot.
5) Document Your Care Plan Clearly
Ensure that you document your care plan clearly, outlining what needs to be done and who can step in to provide care if you become critically ill. Consider whether they are able and willing to take over your responsibilities, including looking after the person you are caring for.
What Goes in a Care Plan?

A comprehensive care plan is a critical tool for ensuring continuity of care when the primary caregiver becomes unavailable due to illness, emergency, or other unforeseen circumstances. It provides clear instructions for anyone stepping in to take over caregiving duties, making the transition as smooth as possible. A well-organized plan ensures that the person receiving care continues to receive the attention, support, and safety they need, even when you can’t be there. Below are seven key components that should be included in a care plan:
- Care Team Members: Names, roles, and contact details of caregivers, family members, doctors, nurses, home care aides, and specialists.
- Medical Information: Details of the care recipient’s condition, medical history, allergies, and MedicAlert information (if applicable), and a current list of medications, including dosages and scheduling. Ensure medications have refills available and discuss phone renewal options with the family doctor as part of your backup plan.
- Emergency Care Instructions: Preferences on blood transfusions, DNR, next of kin, Power of
- Attorney, and Health Care Directive Information.
- Care Schedule: Schedule of regular visits from healthcare workers and professionals (doctors, nurses, therapists, in-home care providers).
- Task Schedule: List of daily/weekly tasks (e.g., medication administration, personal care, meal preparation), including timings and clear instructions for backup caregivers to take over responsibilities if needed.
- Personal Information: Life history and background, preferences, routines, likes, and dislikes (e.g., favourite foods, activities, or personal preferences). Comforting rituals or activities that help the care recipient feel at ease.
- Bill Payments: Instructions for paying regular bills (e.g., rent, utilities, insurance premiums), account details and payment methods, online account passwords, and login information.
Related Resources: